Bill to Require Small Employer Health Insurance Carriers to Offer Coverage for Treatment of Infertility

An Assembly bill was introduced (A3453) which would require small employer health benefit plans to offer coverage for medically necessary expenses incurred in the diagnosis and treatment of infertility.  If signed into law, the bill would provide that coverage must include, at a minimum: diagnosis and diagnostic tests; medications; surgery; in vitro fertilization; embryo transfer; artificial insemination; gamete intra fallopian transfer; zygote intra fallopian transfer; intracytoplasmic sperm injection; and four completed egg retrievals per lifetime of the covered person.

Note: This article was published in the December 2008 issue of the New Jersey eAuthority.