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Eleventh Circuit Ruling Clarifies ‘Economic Realities’ Test for Determining Independent Contractor Status
On October 16, 2025, the U.S. Court of Appeals for the Eleventh Circuit ruled that three insurance adjusters had been misclassified as independent contractors because, based on a complete analysis of the reality of the adjusters’ working relationship with two insurance companies, a jury could reasonably find that the adjusters were employees.
In so doing, the Eleventh Circuit reiterated for lower courts the importance of thoroughly analyzing the economic realities of a worker’s relationship with a company before determining whether a worker is an independent contractor or employee.
In so doing, the Eleventh Circuit reiterated for lower courts the importance of thoroughly analyzing the economic realities of a worker’s relationship with a company before determining whether a worker is an independent contractor or employee.
